If a loved one has developed a physical disability or a mental impairment at an older stage of life, they may have the need for assisted living arrangements or require long-term nursing care. They may also need to protect their money, income and property; or to formulate a plan for retirement and medical care. Therefore, you may need to consult a lawyer who handles Elder Care. Medicare benefits may have limitations that you may not know about. These lawyers can also provide you with healthcare proxies, powers of attorney, and advise you about appropriate insurance.